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MyHealth360

MyHealth360 provides a comprehensive suite of health and well-being benefits including: two medical plans, prescription drug, dental and vision coverage, and Flexible Spending Accounts (FSAs). If eligible, you can select one of four coverage levels: Employee Only, Employee + Child(ren), Employee + Spouse/Domestic Partner or Family.

What to know

Piedmont Transition Choice Plan

In the Piedmont Transition Choice Plan, your bi-weekly premiums are higher than the Piedmont Transition Exclusive Plan because we’re offering you and your family more choice when it comes to providers and where you receive care.

Questions about the MyHealth360 medical plans?

If you have questions about your two medical plan options, contact Cigna at 877-601-3835 or visit mycigna.com.

Provider Networks and Directories

The level of benefits you will receive depends on where you choose to receive care. In the Piedmont Transition Choice Plan, you can choose to receive care in any of these three networks or tiers.

To find a provider, MyHealth360 members can download and open the Castlight mobile app and select “Find Care.” If you are not enrolled in a MyHealth360 plan and are interested in enrolling, you may search for in-network providers and facilities. In your search results, Tier One providers will be clearly labeled with a green checkmark; all other providers are considered Tier Two.

We are continuing to add more Tier One providers in your local geographic area who may not be visible yet in the online provider search tool.

You will receive high-quality care at the most affordable price possible when you use Piedmont Preferred Network (Tier One) providers and services. This includes: All Piedmont Clinic physicians, Piedmont Healthcare facilities, Piedmont-branded urgent care centers, Children’s Healthcare of Atlanta (CHOA) facilities, The Children’s Health Network (TCHN) pediatricians, Kids First Health pediatricians, Middle Georgia Pediatrics, Primary Pediatrics and others, as well as emergency care.

Note: Not all physician offices located on Piedmont campuses are in the Piedmont Clinic.

You will have higher out-of-pocket costs when seeing providers or receiving services at the Tier Two level, except for select services. Providers or facilities within the Cigna OAP Network include Emory, WellStar Health Systems and others.

When you select an Out-of-Network (Tier Three) provider, you will incur the highest out-of-pocket expenses. Providers and facilities are those not included in Tier One or Tier Two.

How the Piedmont Transition Choice Plan Works

This example shows coverage using Piedmont Preferred Network (Tier One) providers:

What else should I know about the Piedmont Transition Choice Plan?

Not sure which plan to choose? Scroll through these examples:

Meet William

Plan: Piedmont Transition Exclusive Plan
Who’s Covered: Employee Only
Premium: $46.23 (full-time, bi-weekly)
Out-of-Network Coverage: Emergency Only
Deductible: $500 (Tier One: Piedmont Preferred Network)
Out-of-Pocket Maximum: $4,000 (Tier One: Piedmont Preferred Network)

Situation:

Since William’s doctor is in the Piedmont Preferred Network, the Piedmont Transition Exclusive Plan offers lower costs across the board. William is on vacation and gets into an accident. His four-day, out-of-state hospital stay costs $900 total in copays (emergencies are covered at the highest benefit level with no deductible or coinsurance required). William also needs a wheelchair for $800. He must satisfy the $500 deductible for the wheelchair (durable medical equipment). William’s copays don’t count toward the deductible, and he and the plan split the remaining $300 (he pays 15% – $45).

Meet Martha

Plan: Piedmont Transition Choice Plan
Who’s Covered: Employee + Spouse
Premium: $226.68 (full-time, bi-weekly)
Out-of-Network Coverage: Yes
Deductible: $5,000 (Tier Two: Cigna OAP Network)
Out-of-Pocket Maximum: $17,100 (Tier Two: Cigna OAP Network)

Situation:

Martha is undergoing cancer treatment at Emory. She has seen the same doctor for two years, and she doesn’t want to switch. Martha chooses the Piedmont Transition Choice Plan because she wants to continue receiving care from her cancer doctor, who is in the Cigna Open Access Plus (OAP) Network (Tier Two).

Meet Jill

Plan: Piedmont Transition Exclusive Plan
Who’s Covered: Family
Premium: $251.27 (full-time, bi-weekly)
Out-of-Network Coverage: Emergency Only
Deductible: $1,000 (Tier One: Piedmont Preferred Network)
Out-of-Pocket Maximum: $6,850 (Tier One: Piedmont Preferred Network)

Situation:

Since the family’s doctors and pediatricians are in the Piedmont Preferred Network, the Piedmont Transition Exclusive Plan offers lower costs across the board for Jill and her family, including most healthcare services being covered with copays.

Prescription Drugs

Prescription drug coverage through Cigna is provided automatically when you enroll in one of Piedmont’s medical plan options. The coverage for your medications is the same regardless of the medical plan you choose.

When it comes to prescriptions, there are five easy guidelines to follow:

  1. Use generic drugs when you can. Be sure to ask your physician or pharmacist if a generic substitute is available—it could save you money!
  2. Take advantage of preventive medication at no cost to you. To help you maintain a steady treatment regimen, certain preventive medicines are paid at 100% with no deductible when you visit an in-network pharmacy. This includes many diabetes, cholesterol, blood pressure and other select medication categories.
  3. When you use the broad Cigna/Express Scripts network of retail pharmacies, including Piedmont pharmacies, Oconee Drugs, Walgreens, Kroger, and Walmart retail pharmacies, you can get a 90-day supply of your medication for just two times your 30-day copay amount.
  4. Consider using Cigna’s Home Delivery Pharmacy mail-order option for your maintenance medications—for 2.5x the 30-day copay for a 90-day supply, rather than receiving refills at a retail pharmacy. Review the Home Delivery FAQs for more details.
  5. Remember to explore drug options with your physician to avoid costly name-brand and specialty drug copays that may not be necessary. If you must use brand or specialty drugs, to help offset the cost, take advantage of manufacturer coupons.

How the prescription drug deductible works:

  • You must meet a $150 (per member) annual deductible for brand-name prescriptions (preferred and non-preferred) before benefits begin.
  • This is a separate deductible from the medical plan deductible.
  • You will not need to meet this deductible for generic prescriptions.
  • Some specialty medications may be covered under your medical plan benefits; please refer to the benefits summary regarding costs.
Piedmont Direct Pharmacy

We offer life-changing specialty pharmacy services designed to simplify every aspect of your care. From obtaining financial assistance, to navigating through your insurance benefits, coordinating with providers, and managing refills, Piedmont Specialty Pharmacy patient liaisons are ready to help you and your family.

Our team can answer and address insurance-related questions and conduct prior authorizations for complex, rare and chronic medical conditions that require specialized medication therapy.

For more information, visit Piedmont Direct Pharmacy, call 833-551-2024 (Monday through Friday, 8am – 4:30pm) or email piedmontdirect@piedmont.org.

Other Benefits to Consider

Dental Coverage

Vision Coverage

Flexible Spending Accounts (FSAs)

Location Selection

Current Location:Augusta

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